Terms & Conditions

GENERAL

Checklyst Solutions Pvt Ltd (Meraemi.com) enables you to carry out a range of transactions and view information in relation to your Account, and to obtain information about our products and services via the internet.

This Agreement constitutes the terms and conditions between you and us in respect of your use of the www.meraemi.com. Please read these Terms and Conditions carefully. These terms and conditions detail how the Websites can be used. Your continued use of the Checklyst Solutions Pvt Ltd (Meraemi.com) will constitute your acceptance to these Terms and condition.

About Checklyst Solutions Pvt Ltd (Meraemi.com)

The website hosted at www.meraemi.com.com is operated by Checklyst Solutions Pvt Ltd in order to grant to consumers access to affordable finance from banks and financial Lenders.

It is clarified that we do not provide any loans directly. All such loan products and services are provided by different banks/financial institutions.

The purpose of the Checklyst Solutions Pvt Ltd (Meraemi.com) is to provide you with a secure platform to:

  • Network and connect with multiple banks and financial institutions.
  • Learn about loans and lending;
  • Learn about financial institutions activities and events;
  • Source information and intelligence; and
  • Access services and benefits from financial institutions
Meraemi.com Terms and Conditions
  1. This Agreement constitutes the terms and conditions between you and us in respect of your use of the www.meraemi.com.

  2. We reserve the right to revise this agreement at any time by amending this web page. We therefore recommend that you review this page from time to time to take note of any changes. We shall be entitled to process your data in accordance with the terms of our www.meraemi.com.privacy-policy. Please view this document for further information. If you have any further questions about the use of your information please contact Customer Services at www.meraemi.com.

  3. By using the Checklyst Solutions Pvt Ltd (Meraemi.com) or registering your information on the Website, the user agrees to be bound by the terms and conditions of this agreement the Legal Disclaimer and the Privacy Policy. Acceptance of these Terms and Conditions means that you acknowledge that we will be entitled to allow access to the Checklyst Solutions Pvt Ltd (Meraemi.com) to any person supplying the Username and Password.

Use of the www.meraemi.com
  1. You can use www.meraemi.com to carry out a range of transactions, view information in relation to your Account, change your personal details with us, contact our customer service team, and to obtain information about our products and services in relation to your Account.

  2. The range of services we make available through the www.meraemi.com will be determined by us in our absolute discretion from time to time. We may extend or reduce this range of services at any time without notice to you.

  3. If you authorise anyone to use the www.meraemi.com, you will be liable for any use of the www.meraemi.com by that person or any failure by that person to observe these Terms and Conditions. You should ensure that any person you authorise to use the www.meraemi.com has read and understood these Terms and Conditions.

Do Not Call Registry Disclaimer & Compliance

At Checklyst Solutions Pvt Ltd (Meraemi.com) we respect your privacy and are committed to ensuring the confidentiality of your information with us.

By giving your number at meraemi.com you are approving meraemi.com and its employees/ affiliate/marketing team to call you to offer services, product information and offers given by our partnered lenders which may be beneficial for you. Further, Irrespective of the fact that you have enlisted yourself under DND or DNC benefit, you are as yet approving meraemi.com and its delegates to call you for the previously mentioned purposes till 45 days of leaving your number on our site. Subsequently, there is no DNC check required for the number you have left on our site.

Access to the Website and content

We will allow uninterrupted access to the website and we reserve the right to withdraw or amend the service we provide on the Site without notice.

From time to time, we may restrict access to some parts of the Site, or the entire Site, to users who have registered with us. If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these terms of use.

SERVICE LIMITATIONS
  • In operating the Checklyst Solutions Pvt Ltd (Meraemi.com), we are a service provider who means that we will find potential lenders and providers of financial services for you. We will not offer finance directly to you against the specific application made by you.

  • Representative examples are not given as a figure of what you might actually be offered by a Banks/financial institutions therefore cannot be given as a guarantee, nor can they be used as any kind of warranty. As we do not provide the loan or financial service directly, we are unable to control the representative rate examples contained on the www.meraemi.com.

  • Please also be aware that the decision to offer any loan is made by the banks/financial institutions and we have no control over the decision making. You also agree and acknowledge that the credit/loan offers shall be at the sole discretion of Checklyst Solutions Pvt Ltd (Meraemi.com) financial partners.

  • Loan tenure of all the loans provided by the prospective lenders / financial institution are above 60 days.

  • Prior to your Data being passed to any banks/financial institutions, we may carry out a Soft Credit Check. The Banks/financial institutions which you have chosen will then conduct an assessment on you before any decision or offer is made; this will include a full assessment of your credit history, past and present.

  • Display of loans or other financial products, offered by third parties on www.meraemi.com does not in any way imply, suggest, or constitute any sponsorship, recommendation, opinion, advice or approval of Checklyst Solutions Pvt Ltd (Meraemi.com) against such third parties or their products. You agree that Checklyst Solutions Pvt Ltd (Meraemi.com) is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties.

CONFIDENTIALITY AND INTELLECTUAL PROPERTY
  1. You must keep any information we provide to you, which is marked confidential or which ought reasonably to be known is treated by us as confidential, from disclosure to any third party and use that information solely for the purposes of using the Services.

  2. By sharing or submitting any content including any data and information on the Website, you agree that you shall be solely responsible for all content you post on the Website and Company shall not be responsible for any content you make available on or through the Website.

  3. You acknowledge that all intellectual property rights obtained or provided by us and used in the provision of the Services are and shall remain our sole property and you must do all such things as are necessary to perfect our title to these intellectual property rights. You must return or delete from media all those intellectual property rights at our request.

Links to Third Party Sites

Meraemi.com contains hyperlinks to web sites operated by persons, such hyperlinks are provided for your reference and convenience only. You agree not to hold Checklyst Solutions Pvt Ltd (Meraemi.com) responsible for the content or operation of such web sites. A hyperlink from this Site to another website does not imply that Checklyst Solutions Pvt Ltd (Meraemi.com) endorses the content on that web site or the operator or operations of that site. You are solely responsible for determining the extent to which you may use any content at any other web sites to which you might link from this Site.

Privacy Policy

Please read our Privacy Policy for details of how we use information about you.

YOU’RE OBLIGATIONS

You agree not to, and shall not:

  1. Disclose your chosen password to any unauthorised person. You agree to notify us of any unauthorised use of your password, account or other breach of security;

  2. Attempt to gain unauthorised access to any information available on the Service or to any of the networks used in providing the Service;

  3. Post and/or reproduce in any way any information and/or material which infringes the Intellectual Property Rights of another party;

  4. Copy, store, modify, transmit, distribute, broadcast or publish any part of the contents of the www.meraemi.com, save in accordance with this Agreement;

  5. Use the Service to initiate the sending of unsolicited advertising or promotional material, including without limitation, junk mail for commercial or non-commercial reasons;

  6. Access the Checklyst Solutions Pvt Ltd (Meraemi.com)by any means other than through the interface that is provided by the Checklyst Solutions Pvt Ltd (Meraemi.com)for online access, as displayed to the general public;

  7. Use the Checklyst Solutions Pvt Ltd (Meraemi.com)for your own commercial purposes or commercial gain or in a way which infringes the rights of others;

LIMITATION OF LIABILITY
  • We and our appointed third parties do not accept any responsibility for liability arising from your choice of banks/financial institutions identified via www.meraemi.com, nor from any aspect of any work that a Bank/financial institutions agrees to undertake or any offer it makes to you. Any service provided by a Banks/financial institution will be provided subject to the relevant banks/financial institutions normal terms of business. We shall not, under any circumstances, be liable to you, the Banks/financial institutions or any third party for any loss, damage, cost or other liability which occurs as a result of, or in connection with the bank/financial institution provision of services to you.

  • Comments and other materials posted on Checklyst Solutions Pvt Ltd (Meraemi.com) by us do not constitute advice and are not intended for use without professional advice.

  • We shall be entitled to process your data in accordance with the terms of our Privacy Policy. Please view this document for further information. If you have any further questions about the use of your information please contact Customer Services at info@meraemi.com.

INDEMNITY

You agree to indemnify and keep us indemnified against any and all losses, proceedings, lost profits, damages, awards, expenses and costs (including increased administration costs and reasonable legal costs), claims, actions and any other losses and/or liabilities suffered by us and arising from and/or relating to your use of the Service, as a result of any Default by you, including any data you upload on Checklyst Solutions Pvt Ltd (Meraemi.com)and activity which you engage in as a result of your use of the www.meraemi.com.

Proprietary rights and Copyright

The content of the www.meraemi.com (including, but not limited to all text and artwork) is protected by copyright. The copyright is owned by the Checklyst Solutions Pvt Ltd or is otherwise licensed from a third party for use by the Checklyst Solutions Pvt Ltd.

You acknowledge and agree that Checklyst Solutions Pvt Ltd owns all rights, title and interest in and to the Services, including any intellectual property rights which subsist in the Services (whether registered or not). You further acknowledge that the Services may contain information which is designated confidential by Checklyst Solutions Pvt Ltd and that you shall not disclose such information without Checklyst Solutions Pvt Ltd prior written consent.

Contacting Us
Contacting Us

If there are any questions regarding this Terms and conditions, you may contact us using the information below.

2, Framroz Court, D P Road,
Dadar – East
Mumbai - 400014
privacy@meraemi.com

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